What is Jobseeker's Allowance

There are two types of JSA, contribution-based and income-based

Contribution-based JSA:

This is a non-means-tested benefit, so it is not affected by the amount of savings that you have, redundancy settlements or your partner's earnings. If there is other income, for example, part-time work while signing-on for JSA, or income from occupational or personal pensions and this income exceeds a certain limit, deductions will be made from the JSA.

This benefit depends upon certain National Insurance contribution conditions being met together with job-seeking rules (Who is eligible to claim JSA). Young people 18 - 24 years old must meet the same conditions but are paid a lower rate.

Contribution-based JSA is only paid for six months and no additional claims can be made for partners or dependant children on this benefit.

This is a means-tested benefit for you and any dependants that you have. It is not linked to National Insurance contributions, but is affected by lump sum redundancy settlements and the level of savings that you have.

If you meet all the requirements, you can claim both benefits.

The Department of Social Security publish a very helpful guide to JSA - WK1 Financial help if you work or are looking for work.

Social security benefit rates, booklet GL23 gives the actual benefit rates.

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