Mortgage Benefits from the government

Anyone who has taken out a mortgage or remortgaged since October 1, 1995, is not eligible for Income Support for payment of mortgage interest until after nine months of unemployment or disability. For loans taken out before that date, some help kicks in at eight weeks. But in either case, anyone with savings of £8,000 or more, or with an earning partner, usually receives nothing.

Benefits from redundancy cover or redundancy protection policies

Check the small print on your mortgage. You may find that you have redundancy cover or redundancy protection cover payment protection policies.